Net worth, explained. Long-view personal finance writing for the UK.https://verdly.io/en-gbhttps://verdly.io/articles/tax-on-cash-in-stocks-and-shares-isa/https://verdly.io/articles/tax-on-cash-in-stocks-and-shares-isa/From April 2027 cash interest inside a stocks and shares ISA is charged 22%. What that does at each tax band, and when the wrapper costs more than no wrapper.Mon, 31 Aug 2026 00:00:00 GMTstrategyukhttps://verdly.io/articles/how-to-track-your-net-worth/https://verdly.io/articles/how-to-track-your-net-worth/How to track your net worth in the UK: where the number for each asset and debt actually comes from, and what to do about the ones that don't exist.Tue, 25 Aug 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/how-often-should-you-check-your-net-worth/https://verdly.io/articles/how-often-should-you-check-your-net-worth/Guides say annually, quarterly and monthly, and none show their working. What sets the recording interval, and why no study can set the looking one.Sat, 22 Aug 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/net-worth-spreadsheet/https://verdly.io/articles/net-worth-spreadsheet/A net worth spreadsheet rarely fails because it got big. It fails when you need a number from the past, and here is how to build one that keeps them.Wed, 19 Aug 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/does-the-4-percent-rule-work-in-the-uk/https://verdly.io/articles/does-the-4-percent-rule-work-in-the-uk/The 4% rule came from US data. Here's what the research actually found for Britain, and why a UK retirement is a different shape from the one it models.Mon, 10 Aug 2026 00:00:00 GMTfirestrategyukhttps://verdly.io/articles/should-partners-money-count-net-worth/https://verdly.io/articles/should-partners-money-count-net-worth/Your partner's assets, the joint mortgage, the house in one name: what belongs in your net worth, and why the ONS benchmark is a household figure.Mon, 10 Aug 2026 00:00:00 GMTfundamentalsbenchmarksukhttps://verdly.io/articles/how-to-value-defined-benefit-pension-net-worth/https://verdly.io/articles/how-to-value-defined-benefit-pension-net-worth/Even the ONS can't settle on one way to value a defined benefit pension. Here's a simple, honest method to put a number on yours in your net worth.Thu, 30 Jul 2026 00:00:00 GMTukfirehttps://verdly.io/articles/average-uk-net-worth-by-age/https://verdly.io/articles/average-uk-net-worth-by-age/The median UK household net worth by age, from the latest ONS data, plus why 'average' misleads and how to read the figure for your own age band.Mon, 27 Jul 2026 00:00:00 GMTbenchmarksukhttps://verdly.io/articles/should-car-count-net-worth/https://verdly.io/articles/should-car-count-net-worth/Should your car count towards your net worth? A UK guide to when to include it, how to value a depreciating asset, and how to treat car finance.Mon, 13 Jul 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/should-student-loan-count-net-worth/https://verdly.io/articles/should-student-loan-count-net-worth/Should your student loan count towards your net worth? A UK guide to Plan 1–5 loans, the 2026/27 interest rates, and why the balance can mislead.Mon, 13 Jul 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/should-pension-count-net-worth/https://verdly.io/articles/should-pension-count-net-worth/Should your pension count towards your net worth? A UK guide to valuing DC and DB pensions, why the State Pension is different, and what to actually include.Mon, 06 Jul 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/should-your-home-count-in-net-worth/https://verdly.io/articles/should-your-home-count-in-net-worth/Should your home count towards your net worth? A clear UK guide to the debate: the case each way, why property dominates UK wealth, and a two-number fix.Tue, 30 Jun 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/cash-isa-10-year-growth/https://verdly.io/articles/cash-isa-10-year-growth/How a cash ISA actually grows over 10 years at realistic UK rates: what £20,000 becomes, and how the 2027 £12,000 cap changes the calculation.Tue, 09 Jun 2026 00:00:00 GMTstrategyinvestmentsukhttps://verdly.io/articles/what-is-net-worth/https://verdly.io/articles/what-is-net-worth/A plain UK guide to net worth: what counts, what doesn't, why it's a snapshot of position rather than income, and what the figure is actually for.Wed, 13 May 2026 00:00:00 GMTfundamentalsukhttps://verdly.io/articles/launching-verdly/https://verdly.io/articles/launching-verdly/An introduction to Verdly: a long-term net worth tracker that records your wealth, surfaces the trends, and projects where the path is heading.Sat, 09 May 2026 00:00:00 GMTupdateslaunch