The 22% charge on cash in a stocks and shares ISA
From April 2027 cash interest inside a stocks and shares ISA is charged 22%. What that does at each tax band, and when the wrapper costs more than no wrapper.
Tagged “strategy”
3 articles.
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Does the 4% rule actually work in the UK?
The 4% rule came from US data. Here's what the research actually found for Britain, and why a UK retirement is a different shape from the one it models.
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What 10 years in a cash ISA actually grows to
How a cash ISA actually grows over 10 years at realistic UK rates: what £20,000 becomes, and how the 2027 £12,000 cap changes the calculation.