AI features

Ask Verdly

Chat with an AI assistant that answers questions about your own Verdly data (your net worth, holdings, debt, performance and milestones) and never sees anyone else's.

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Ask Verdly is a chat assistant that answers questions about your own Verdly data: your net worth, holdings, categories, debt, performance and milestones. It only ever sees your numbers, and it can’t change anything.

Start a conversation

  1. Sign in at app.verdly.io and open Ask Verdly.
  2. Type your question in the box, “Ask Verdly about your portfolio…”, and select Ask.
  3. Start a new conversation, or pick up an earlier one from the list, at any time.

What you can ask

  • How your net worth has changed, and what’s driving it.
  • How your assets and debts break down.
  • How a particular month or year went, how the last quarter compares with the one before it, and which months stand out either way.
  • Your progress towards milestones, your performance against inflation, and similar reflections.

Try opening questions like “How has my net worth changed this year?” or “Which category holds most of my debt?” and follow up from there.

Ask Verdly reads your history month by month, and always has the last year of it in full. Further back it works from a sample of your recorded months, so a question about one particular month from years ago may be answered against a nearby month instead — it will say which one.

Ask Verdly can explain types of financial products in neutral terms, and can quote illustrative projections of your net worth that Verdly has worked out for you — one, five, ten and fifteen years ahead. It doesn’t work projections out on the fly, so a horizon it doesn’t hold gets an honest “Verdly hasn’t projected that” rather than a figure. It projects no further than fifteen years ahead, and where your recorded history is too short or growing too fast to extrapolate from, it holds none at all. It won’t give investment, tax or legal advice, or recommend specific products.

Credits and limits

  • 100 credits a month, where one credit is a question and its reply. The page shows how many you’ve used and when the allowance resets.
  • Up to 500 characters per message, and up to 50 messages in a single conversation. Start a new one when it’s full.

Your history and privacy

Conversations are saved so you can return to them. You can delete any conversation from the list, and everything is removed if you delete your account. Ask Verdly runs on Amazon Bedrock (Amazon Web Services), and only your financial figures are sent to it.

Next steps