Using Verdly

How multi-currency works

Hold assets and debts in different currencies and still see one consistent net-worth figure. Learn how Verdly converts, which currencies are supported, and how historical rates work.

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Verdly lets you hold assets and debts in different currencies and still see a single, consistent net-worth figure. Here’s how the pieces fit together.

Your home currency

Set your home currency under Settings → Profile in the Financial section. Every figure on your dashboard and throughout your history is converted to this currency, so your totals always add up. New accounts default to GBP.

A currency per holding

Each holding can record its own currency — a euro savings account, a dollar brokerage, a sterling mortgage. You choose the currency when you create the holding. Once a holding has its first snapshot the currency is fixed, so your past figures are never retroactively reinterpreted.

Supported currencies

Verdly supports 28 currencies:

GBP  USD  EUR  AUD  CAD  BGN  BRL  CHF  CNY  CZK
DKK  HKD  HUF  IDR  ILS  INR  MXN  MYR  NOK  NZD
PHP  PLN  RON  SEK  SGD  THB  TRY  ZAR

Zero-decimal currencies, such as the Japanese yen, aren’t supported yet.

How conversion works

Verdly converts each holding’s value using the exchange rate for that snapshot’s date — not today’s rate — so your past net worth reflects what it was actually worth at the time. Rates are the daily reference rates published by the European Central Bank, cached so repeated views stay fast.

When a rate is unavailable

If a rate can’t be fetched, the affected holdings are temporarily left out of your totals and you’ll see a “Partial (FX unavailable)” note when recording a snapshot. The figures fill back in automatically once rates are available again, and nothing you entered is ever lost.

Next steps