How to track your net worth
How to track your net worth in the UK: where the number for each asset and debt actually comes from, and what to do about the ones that don't exist.
Tagged “fundamentals”
9 articles.
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How often should you check your net worth?
Guides say annually, quarterly and monthly, and none show their working. What sets the recording interval, and why no study can set the looking one.
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When a net worth spreadsheet stops working
A net worth spreadsheet rarely fails because it got big. It fails when you need a number from the past, and here is how to build one that keeps them.
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Should your partner's money count in your net worth?
Your partner's assets, the joint mortgage, the house in one name: what belongs in your net worth, and why the ONS benchmark is a household figure.
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Should your car count towards your net worth?
Should your car count towards your net worth? A UK guide to when to include it, how to value a depreciating asset, and how to treat car finance.
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Should your student loan count towards your net worth?
Should your student loan count towards your net worth? A UK guide to Plan 1–5 loans, the 2026/27 interest rates, and why the balance can mislead.
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Should your pension count towards your net worth?
Should your pension count towards your net worth? A UK guide to valuing DC and DB pensions, why the State Pension is different, and what to actually include.
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Should your home count towards your net worth?
Should your home count towards your net worth? A clear UK guide to the debate: the case each way, why property dominates UK wealth, and a two-number fix.
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What is net worth?
A plain UK guide to net worth: what counts, what doesn't, why it's a snapshot of position rather than income, and what the figure is actually for.